PM-KISAN Scheme Empowers Farmers in Ramnagar, Nainital: Financial Aid Boosts Self-Reliance and Timely Sowing
Ramnagar, Uttarakhand —The Pradhan Mantri Kisan Samman Nidhi Yojana (PM-KISAN), a flagship scheme launched by Prime Minister Narendra Modi in February 2019, is proving to be a lifeline for farmers in the Ramnagar region of Nainital district, Uttarakhand. With direct financial assistance credited to their accounts every quarter, local farmers say the scheme is helping them become more self-reliant and manage agricultural expenses on time.
Over 6,500 Farmers Benefiting in Ramnagar Block
According to Naresh Chandra Dholakhandi, Block In-Charge of Ramnagar, more than 6,500 farmers are currently availing the benefits of PM-KISAN in the area. Speaking to IANS, Dholakhandi noted that an additional 500 farmers are in the process of being added to the beneficiary list but are currently awaiting approval due to incomplete Aadhaar and KYC documentation.
“We are actively encouraging farmers to complete their documentation so no eligible farmer is left out,” Dholakhandi said.
Direct Support Transforms Farming Practices
Farmers shared how the scheme has positively impacted their livelihoods. The ₹2,000 they receive every three months under the scheme is being utilized for the purchase of seeds, fertilizers, and other essentials, ensuring that crop cycles stay on schedule.
Ashok Kumar, a PM-KISAN beneficiary from the region, told IANS:
“The money is deposited directly into our bank accounts. It arrives on time and helps us in sowing our crops without delay.”
Sunil Kumar and Surendra Kumar, also registered under the scheme, echoed similar sentiments, highlighting how regular and predictable financial support has made their lives easier and their work more efficient.
What is the PM-KISAN Yojana?
Launched in February 2019, the Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) scheme aims to provide income support to all landholding farmer families across the country.
Under this scheme:
- ₹6,000 per year is provided to eligible farmers
- The amount is disbursed in three equal instalments of ₹2,000 every four months
- Funds are transferred directly to Aadhaar-seeded bank accounts via DBT (Direct Benefit Transfer)
The objective is to supplement farmers’ income, reduce dependency on informal credit sources, and support them in crop management and agri-related expenses.
Digital Integration: The Role of KYC and Aadhaar
A critical requirement for receiving benefits under the PM-KISAN scheme is the completion of e-KYC and Aadhaar seeding of the bank account. In Ramnagar, 500 farmers are currently not receiving their payments due to pending documentation.
“Many are unaware that incomplete documentation stops the DBT transfer. Our field teams are visiting villages to help farmers update their KYC,” said Dholakhandi.
The block administration is working closely with local panchayats to raise awareness and expedite document completion, ensuring universal coverage of eligible beneficiaries in the region.
Why This Scheme Matters for Small and Marginal Farmers
With rising input costs, climate uncertainties, and access to credit still a challenge for many smallholder farmers, schemes like PM-KISAN act as critical financial buffers.
“Even a small, timely amount like ₹2,000 can help purchase fertilizers or pay labour during sowing time,” said Sunil Kumar, a farmer from the area.
For farmers who own less than 2 hectares of land, the scheme offers predictable and consistent financial support, often becoming a stepping stone toward self-sufficiency.
Growing Reach: Over 11 Crore Farmers Nationwide
As of 2025, over 11 crore farmers across India have benefitted from the scheme, with over ₹2.80 lakh crore disbursed since its inception, according to official government data.
Uttarakhand alone accounts for over 9.5 lakh beneficiaries, with new names being added regularly as documentation compliance improves.
Conclusion: A Step Toward Rural Financial Empowerment
The impact of PM-KISAN in Ramnagar, Nainital reflects the broader success of the scheme across India. While challenges around KYC compliance and awareness persist, proactive steps by the local administration are helping bridge the gap.
As India’s agrarian economy continues to evolve, timely financial interventions like PM-KISAN are becoming essential instruments of rural development, allowing farmers not just to survive, but also to thrive.