“Bail Yourself Out”: Robert Kiyosaki Warns of Imminent Financial Collapse Triggered by Student Loan Crisis
Renowned financial author Robert Kiyosaki has once again issued a stark warning — this time about a looming global financial crisis that he claims could unfold as early as 2025.
In a series of posts on X (formerly Twitter) on Monday, the Rich Dad Poor Dad author blamed mounting student loan debt and the structural weaknesses of central banks as the likely triggers of the next major economic downturn. Drawing historical parallels to the 1998 collapse of hedge fund LTCM (Long-Term Capital Management), Kiyosaki questioned who would step in when it's no longer Wall Street but central banks themselves that need bailing out.
A Crisis That Keeps Getting Bigger
Kiyosaki laid the blame squarely on the 1971 decision by then-U.S. President Richard Nixon to take the U.S. dollar off the gold standard. According to him, that decision marked the beginning of a global shift toward "fake fiat money" — a term he frequently uses to describe paper currencies not backed by real assets.
“In other words, each crisis gets bigger because they never solve the problem… a problem which started in 1971,” Kiyosaki said in his post.
The best-selling author’s warnings are part of a long-standing critique of the global financial system, which he believes is unsustainable and heavily manipulated by central banks and large financial institutions.
Student Loan Debt: The Next Domino?
Kiyosaki cited economic commentator and author Jim Rickards in predicting that the next crash will be sparked by the collapse of the U.S. student loan market. According to the Federal Reserve, American student debt currently exceeds $1.6 trillion — a number that Kiyosaki says is unsustainable and set to implode.
“According to Jim Rickards, the next crisis will be triggered by the collapse of $1.6 trillion in student loan debt,” Kiyosaki noted.
He added that the era of expecting government or institutional bailouts is coming to an end, urging individuals to take personal responsibility for their financial security.
“Bail Yourself Out”: The Core Message
Staying true to the principles he outlined in Rich Dad Poor Dad, Kiyosaki warned that saving fiat currency — money issued by central governments — is no longer a viable strategy for financial safety. Instead, he advised people to protect their wealth through assets like real gold, silver, and Bitcoin, not ETFs or paper contracts.
“As I stated over 25 years ago in Rich Dad Poor Dad, ‘The rich don’t work for money,’ and ‘Savers are losers,’” he reiterated.
“You bail you and your family out by saving real gold, silver, and Bitcoin… no ETFs,” Kiyosaki stressed.
A Warning Echoed Before
This isn’t the first time Kiyosaki has issued a dire warning about the future of the global economy. In his 2012 book Rich Dad’s Prophecy, he predicted a major market collapse and urged readers to prepare by diversifying into real assets. He now says that prophecy is beginning to materialize.
“The crash I warned about in Rich Dad’s Prophecy has begun,” he wrote.
The Bigger Question: Who Will Bail Out the Central Banks?
The central theme of Kiyosaki’s current message revolves around accountability — or the lack thereof — at the highest levels of global finance. Referring again to Jim Rickards, he asked a question that could reshape public discourse around monetary policy: “Who will bail out the central banks, like the Fed?”
And the follow-up is even more personal: “Who will bail you out?”
With financial institutions stretched, central banks overstretched, and geopolitical instability on the rise, Kiyosaki’s message to the public is simple yet stark: Don’t wait for a bailout. Build your own.”
Robert Kiyosaki’s warnings may sound extreme to some, but for his followers, they align with his decades-long philosophy: don’t rely on governments, banks, or financial systems. Invest in tangible assets, and take control of your own financial future.
Whether or not the crash comes in 2025 as he predicts, the core of his advice — financial independence through real assets — continues to resonate with a growing audience wary of global instability.
